5 Ways to Tackle Holiday Debt and Overspending This Season
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Lower high-interest debt before the holidays through balance transfers, consolidation loans, or debt management plans.
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Make a budgeted list of all holiday expenses like gifts, food, and decor to avoid overspending.
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Save money by changing traditions, making gifts, working seasonal jobs, or selling unused items.
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Use cash, debit cards, or cash envelope systems to set spending limits.
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Find deals through coupons, price comparisons, outlets, and open-box discounts.