Beggar's Double Life Exposed: Mistress, Wife, and Intrigue in Vernworth
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During the day, notice a beggar named Albert telling stories near the fountain in Vernworth. Return at sunset to follow him to a tavern and then his house.
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Pick up the Beggar's Garb clothes when Albert leaves his house dressed fancier. New quest markers appear - one at the tavern, one in the Noble Quarter.
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The tavern marker leads to Albert's wife Celina. The other leads to his mistress Hilda. Albert has been living a double life.
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You can give the Beggar's Garb back to Albert, to Celina, or to Hilda, each resulting in different outcomes.
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Giving to Celina - she kills Albert and herself. Giving to Hilda - she rewards you. Giving to Albert - he continues his double life and rewards you.