Drivers Beware: Car Data Tracking You and Impacting Insurance Rates

Automakers are tracking driver behavior data and sharing it with insurance companies, resulting in some drivers seeing increased rates or terminated coverage.

Car manufacturers collect data on trip length, hard braking, hard acceleration, and speeding. Insurance companies use it to assess risk and adjust premiums.

Many consumers unknowingly agree to share their data by accepting terms and conditions without reading the fine print.

Sen. Markey urged automakers to strengthen privacy policies and asked the FTC to investigate data collection practices, saying consumers face few limits.

Drivers can find out what data their vehicle collects and obtain reports from LexisNexis and Verisk that are shared with insurance companies.