Top CD Rates Available Now - Up to 7.19% APY But With Limits and Penalties

Alpena Alcona Area Credit Union offers a 7-month CD with a 7.19% APY, but it is only available to Michigan residents.

The Alpena Alcona CD has a $500 minimum and $7,000 maximum deposit. Early withdrawal penalties apply.

Truliant Federal Credit Union offers an 11-month CD at 6.25% APY for a $5,000 minimum deposit. Membership required.

Credit Human FCU has 1-year and 18-month CDs at 6% APY for members with a $500 minimum deposit. Penalties for early withdrawal.

TotalDirectBank has a 6-month CD at 5.75% APY with a $25,000 minimum deposit. No membership required but early withdrawal penalties apply.