Connected Cars Share Driving Data With Insurers, Impacting Rates Without Drivers' Knowledge

Modern connected cars share owners' driving data with insurance companies, often without drivers realizing it.
Data brokers like LexisNexis provide detailed driving reports to insurers, leading some drivers' insurance rates to increase over 20%.
GM confirmed it shares driving habits of OnStar Smart Driver enrollees with data brokers LexisNexis and Verisk.
Other automakers like Subaru, Acura, and Kia also collect driver data through opt-in features and share it with insurers.
Drivers can check what data their vehicle collects by entering their VIN at a website or requesting it from the car company.