How to Balance Living Now and Saving for Later: 5 Tips to Master Your Money
- Balance enjoying life now while still saving for the future retirement
- View paid time off (PTO) as dollars that can be cashed out to pay debts
- Switch from "quiet luxury" spending to "loud budgeting" within your means
- Stick to the 50/30/20 budget rule (50% needs, 30% wants, 20% savings)
- Declare your money saving commitment to friends/family for accountability