Tips to Stretch Your Budget as Costs Rise Across the U.S.

• Pay attention to auto insurance rates, which are up 26% nationally; compare policies, opt for high deductibles, maintain good driving record • Avoid overdraft fees if possible; federal agency proposes more protections including capping fees • Pay down credit card balances to avoid high interest rates; look into 0% balance transfer offers • Compare your budget to your area using the Economic Policy Institute calculator to assess costs • Cost of living varies greatly across regions; Arizona metro budgets range from $93K (Tucson) to $117K (Flagstaff)