Young Investors Face Tougher Choices and Lower Returns
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Markets are likely to deliver lower returns for young investors compared to previous generations. They must confront more difficult choices on saving and investing.
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Young investors are vulnerable to traps like holding too much cash, shunning bonds, and chasing investment fads, which will crimp their returns.
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They have better access to information and platforms than before, but many are still choosing poorly.
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It's crucial for them to make sensible decisions to make the most of meager returns available. Habits formed now may last.
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Accept market realities, change what you can control, and focus on harvesting returns however modest rather than chasing unsustainable gains.