Can You Retire at 65 with $750K Roth IRA and $1,800 Monthly Social Security? Proper Planning is Key

A $750K Roth IRA and $1,800 monthly Social Security may be enough to retire at 65, but consider portfolio income, risk management, and spending.

Invest the Roth IRA to generate income, using a "bucket" approach to limit volatility risk. Annuities or bonds can provide stable "live bucket" income.

Budget retirement spending carefully, pay off debts pre-retirement, and reduce monthly overhead to maximize flexibility.

Work with a financial advisor to build a retirement income strategy tailored to your specific goals and circumstances.

Overall, retiring at 65 with these assets is very possible with proper planning, but don't underestimate the continued effort needed to manage your portfolio.