Lock In High CD Rates Now Before Interest Continues Dropping
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Interest rates and CD returns are still high for now despite cooling inflation. It's a good time to lock in a high rate.
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You can get a fixed, high rate for the entire CD term, regardless of rate drops in the future.
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Other savings accounts have very low interest rates right now (0.46% on average).
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Even putting a small amount into a CD beats leaving money in a regular savings account.
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Make sure to understand withdrawal penalties before committing to a long CD term in case you need the money sooner.