NY Community Bancorp Faces Pressure From High Concentration in NYC Real Estate Loans

New York Community Bancorp faces ongoing pressure due to high concentration in New York metro multifamily commercial real estate loans
Selling some of the portfolio would require taking losses that would hurt capital and earnings
NYCB could sell or securitize up to $24-25 billion of loans to reduce concentration, although it increases proportion of remaining portfolio
Investors favoring large banks over regional banks due to diversification and higher reserves to absorb potential credit losses
Commercial real estate is an area of caution for regional banks, especially office loans where banks have significant exposure