Beware of 'Loved One in Danger' Phone Scams and How to Protect Yourself

Be skeptical if someone calls saying a loved one is in danger and needs money, even if the voice sounds like them. Try to verify the situation.

Set up a secret code word or phrase with family that only you would know, to foil scammers faking a loved one's voice.

Remember that caller ID can be spoofed. Don't trust a number to be your loved one.

Report scams to the FTC to help authorities track crime trends.

Consider the tradeoffs of preparing for rare dangers versus day-to-day risks. Decide what precautions are right for your family.