Many Americans Struggling Financially Despite Economic Gains

Nearly 1/3 of Americans surveyed said they are just getting by financially, with 31% not paying all bills on time.

6 in 10 feel they have not benefited from the improving economy and 24% feel they'll never have what they want due to finances.

34% are comfortable maxing out credit cards despite potential economic downturns.

U.S. credit card debt hit a record $1.13 trillion in 2022, with delinquencies also rising.

Experts advise contacting nonprofits like the National Foundation for Credit Counseling for free consultations on managing debt issues.