Study Shows Most Money Managers Struggle to Beat the Market

The majority of professional money managers fail to beat market benchmarks like the S&P 500 index over the long term. Even experts have a hard time consistently outperforming the market.
Trying to beat the market by stock picking is very difficult. Investors are better off sticking to a long-term plan and just trying to match the market's return.
Lower cost index funds that track the overall market tend to outperform actively managed funds over time. High fees can eat into returns.
Over 20-year periods, diversified stock portfolios have never lost money, even adjusting for inflation. Time in the market is more important than timing the market.
Getting unbiased fiduciary advice on asset allocation can be helpful, but investors should think twice about paying high fees for funds aiming to beat the market.

The majority of professional money managers fail to beat market benchmarks like the S&P 500 index over the long term. Even experts have a hard time consistently outperforming the market.
Trying to beat the market by stock picking is very difficult. Investors are better off sticking to a long-term plan and just trying to match the market's return.
Lower cost index funds that track the overall market tend to outperform actively managed funds over time. High fees can eat into returns.
Over 20-year periods, diversified stock portfolios have never lost money, even adjusting for inflation. Time in the market is more important than timing the market.
Getting unbiased fiduciary advice on asset allocation can be helpful, but investors should think twice about paying high fees for funds aiming to beat the market.