Top CD Rates Now Over 5% as Short-Term Options Hit Multi-Year Highs
- Short-term CD rates are very high right now, with some 3-month CDs offering over 5% APY
- 6-month CD rates are also attractive, with options providing over 5.5% APY
- Top 9-month CDs are offering around 5.3-5.5% APY
- Some 1-year CDs are providing over 5.35% APY
- Before opening a CD, understand requirements like minimum deposits and early withdrawal penalties