Top CD Rates Now Over 6% APY, But With Limited Deposit Amounts
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The new top nationwide CD rate is 6.50% APY for an 8-month term, but with a $5K max deposit limit.
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Thirteen nationwide CDs now pay 5.75%+ APY, with another 18 paying 5.65%+ APY.
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A regional CD available in 5 states pays 6.25% APY.
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The Fed is expected to hold rates steady on Nov 1, but another hike is possible in Dec/Jan.
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Top rates by term 6.50% for 6 months, 6.00% for 1 year, 5.60% for 2 years, 5.32% for 3 years.
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