Top 5 Places to Safely Stash Cash and Earn Over 4% Returns

High-yield savings accounts, CDs, Treasury bonds recommended as safe places to invest with high interest rates.

FDIC-backed high-yield savings accounts from places like Bread Financial can offer over 5% return.

Government-backed short-term debt like Fidelity's SPAXX money market fund provides safe 4-5% returns.

1-year CDs paying around 5% available by shopping around.

Online banks like SoFi and Ally offer high-yield savings accounts with 4-4.5% returns for safe cash parking.