Home Insurance Crisis Looms as Climate Change Fuels Extreme Weather

U.S. home insurance market facing crisis as premiums rise and insurers exit high-risk states.

Major insurers pulling out of CA and FL due to increased natural disaster risk. States scrambling to cover high-risk homeowners.

Homeowners insurance rates surging nationwide. Average premiums up 21% last year.

Climate change fueling more frequent and extreme weather. Putting millions more properties at risk nationwide.

Experts warn of "climate insurance bubble" as rates fail to match growing climate threats. Massive premium hikes likely ahead.