Lock In Top Rates Now: 3-Month CDs Offer 5% Returns Amid High Inflation
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Rates are currently high on 3-month CDs (5.00% APY from Popular Direct)
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Rates expected to drop in the future as inflation cools
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CDs provide safety through FDIC/NCUA insurance
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3-month CDs can promote savings discipline for short-term goals
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Inflation still above Fed target, so now is a good time to lock in competitive returns