Automakers Send Driver Data to Insurers Without Consent, Leading to Increased Rates

GM, Ford, and other automakers are sending driver data to insurance companies without drivers' knowledge, leading to increased rates.

A Seattle man's insurance rose 21% after LexisNexis provided a detailed 258-page report on his driving habits from GM's OnStar system.

Cadillac, Chevy, and other GM drivers have faced insurance rate hikes or coverage denials due to LexisNexis reports.

GM, Subaru, Mitsubishi, Honda, Kia, and Hyundai offer opt-in driver data sharing programs, but terms are often buried.

LexisNexis states it provides the driver data for insurers to offer "more personalized coverage," but drivers feel betrayed.